US BUSINESS NEWS / 2019 Finance Elite Awards 11 , Image Credit: Noah Grayson - President, Founder, South End Capital Corporation South End Capital Corporation: Best Non-Conforming Commercial Real Estate Lender 2019 South End Capital Corporation: Best Non-Conforming Commercial Real Estate Lender 2019 South End Capital Corporation offers a variety of unique loan products to meet the needs of small business owners and real estate investors. We invited Noah Grayson, South End Capital’s President, to tell us more about the firm. Established in 2009, South End Capital is a nationwide, non- conforming lender providing small balance real estate and subprime SBA loans. Since its founding the firm has been committed to offering excellent service and innovative financing. Over the years Fit Small Business, Top Ten Reviews, US Business News and Business. com have recognized South End Capital as one of the premier non-conforming lenders in the country. Noah discusses the services the firm offers today and how they benefit a wide range of clients. “Here at South End Capital we offer fast, permanent and even short-term real estate financing with minimal paperwork required. Stated income and full documentation loans are available for property held as an investment or occupied by the borrower’s business (no personal residences). Purchase, refinance, fix and flip and unrestricted cash-out refinance programs are available nationwide except in AZ, ND, NV, OR, SD and VT. We lend on 1 to 4 unit residential, 5+ unit multi-family, mixed- use, office, retail, warehouse, industrial, mobile home parks, self-storage, auto-service, auto- dealers, day care, restaurants, nightclubs, bars and many more. Additionally, we also offer streamlined Small Business Administration “SBA” loans for the non-conforming business owner. We have no collateral loan options, no credit score minimum, and can provide up to 200% LTV (loan-to-value) in 1st, 2nd or 3rd position on real estate and/or equipment. Whether the borrower is seeking working capital, funds to purchase real estate, equipment or a business; or needs to refinance debt or consolidate merchant cash advances into an affordable monthly payment, we have the right loan option to suit them. Our online application process is easy and automated, there is no upfront credit pull, no application fee and most business and property types are considered. As such, we are able to meet the needs of a wide variety of clients.” South End Capital’s dedication to client service permeates through every aspect of its business, most notably its culture, as Noah is keen to emphasize. “Internally, the cultural of our firm has been built around client-service, efficiency and innovation. Each employee has been given strict guidelines which he must adhere to in order to ensure uniformity of service and responsiveness across all departments. At the same time, each department and employee are given a certain level of autonomy to implement and create best practices to continually improve the client experience and loan process. Fundamentally, it is our belief that a bottom-up approach to policy development can be very effective in the implementation of programs and Mar19546 experiences that best suit our clients, since our team members that have regular interaction with clients have the clearest indication of how to improve our business.” Ultimately, South End Capital is offering a completely unique and innovative approach to real estate and business lending, with no other firm providing the solution it does in the small balance real estate or SBA loan space. Noah concludes by highlighting how his firm’s creative offerings are developing, and how they will benefit their clients even more when moving forward. “We are very excited about the recent release of our 30-year fixed non-conforming, commercial real estate mortgage. This is an amazing program that offers our borrowers the certainty of a low, long-term fixed rate mortgage on their commercial property; especially considering that banks and SBA lenders don’t even offer a 30-year fixed commercial mortgage product. We do currently have a 650 minimum credit score requirement for this program, but rates start at 6.375%, no tax returns are required and borrowers can finance up to 80% of their commercial property value and close via a light-documentation process in about 30 days. This unique product will help us continue to drive change within the lending space and we are looking forward to supporting even more borrowers in the many years ahead.” Contact Details: Company: South End Capital Corporation Name: Noah Grayson Address: 5 River Rd. Suite # 154, Wilton, CT 06897 | Phone: 888-268-7778 Web Address: southendcapital.com Email:
[email protected]